Showing posts with label International Student Issues. Show all posts
Showing posts with label International Student Issues. Show all posts

Thursday, March 13, 2014

Students turning to prostitution to fund studies






Greater numbers of students in England are turning to prostitution to fund their education, the National Union of Students (NUS) claims.


The NUS also says students are turning to gambling and taking part in medical experiments to fund their studies.
It says increased living costs and fees, and cuts to the education maintenance allowance, play a part.
But the government says it offers students a "generous package" of financial support.
Speaking to BBC Radio 5 live's Breakfast programme, Estelle Hart, the NUS's national women's officer, said government cuts had put more pressure on students.
"Students are taking more dangerous measures," said Ms Hart.
"In an economic climate where there are very few jobs, where student support has been massively cut, people are taking more work in the informal economy, such as sex work.
"It's all dangerous unregulated work, simply so people can stay in education."
Helpline calls The English Collective of Prostitutes, which runs a helpline from its base in London, said the number of calls it receives from students had at least doubled in the past year.
Sarah Walker from the organisation has seen a steady increase in calls from students over the past 10 years, but said her group had received an unprecedented number of calls since the government's announcement that universities in England could charge tuition fees of up to £9,000 a year from 2012.
"They [ministers] know that the cuts they're making are driving women into things like sex work. It's a survival strategy so we would hold the government responsible for that."
Escort work It is not just university students who are turning to the adult industry to pay for their education.
Eighteen-year-old Clare - not her real name - turned to escorting during her A-levels when she found out her education maintenance allowance (EMA) was in danger of being cut.

Start Quote

I couldn't see any other option”
Clare Student
"I couldn't go to college without EMA. My travel costs are £70 a month, without it I don't know what I'd have done. I didn't know who I could go to in college, and I didn't want to rely on my family."
"I began looking for jobs, but the hours were unsociable. A lot of my friends have gone on to shop work, and have ended up leaving college. I didn't want that to be me."
"I had a friend who'd been trying to get me to join his escort agency since I was 16. He was telling me stories about how much I could earn, how the hours would fit around me, that I could control who I saw, when I saw them and how often.
"It just sounded more desirable. I couldn't see any other option."
Clare, who has now left the adult industry to continue her studies, warns against working in the sex industry.
"I did this so I could go to college, go to university, for it to have a positive effect on the rest of my life.
"But I'm a different person to how I was when I started out. I've lost a lot of my confidence and I've lost trust in a lot of people.
"There are people you can talk to about it, and bursaries you can get. Find out all you can before taking such a large step, because I didn't."
Financial support A spokesman for the Department for Education said: "We are targeting £180m a year financial support at the most vulnerable 16- to 19-year-olds to help them continue their studies - with transitional funding for the students who were getting the top rate of EMA and part way through their studies.
"It is down to schools and colleges themselves to award bursaries to young people who need the most help. If students are really struggling financially, they need to speak directly to their tutors."
The Department for Business, Innovation and Skills says the new reforms in higher education funding will make the system fairer, and students will receive more financial support and have lower monthly repayments.
The NUS also told BBC 5 live Breakfast it estimated about 20% of women working in lap dancing clubs were students.
Research from the University of Kingston published last year found that the number of university students who knew someone who had worked in the sex industry to fund their studies had gone up from 3% to 25% in 10 years.
Dr Ron Roberts, senior lecturer in psychology, led the survey of several hundred university students, which also found that 16% would consider working in the sex industry.
He described the results as "worrying".

Copyright @BBC WORLD.
Reposted By Random Thoughts
Jennifer 

Wednesday, June 26, 2013

Six Helpful Tips for Reducing College Debt

Estimates put total U.S. student loan debt at around $1 trillion. With that kind of debt floating out there, it's important to figure out ways to try to reduce it. Here are six helpful tips for reducing college debt.


1)Don't borrow more than you need

Student lenders often offer you more than you need for tuition, and it's tempting to take the maximum amount, which you could use to cover living expenses or to have a little spending money. However, doing so increases your debt. If you stick to the minimum you need to cover tuition, it will reduce your debt.

2)Stick with a state school


Though you may have your heart set on a private school or a university in another state, you should stick with your in-state school unless you have a scholarship to reduce the cost or the private school offers a lucrative major that your in-state school doesn't.

3)Stick with federal loans


If you qualify for a federal student loan, you should take advantage. These loans typically have lower interest rates and more flexible repayment terms than private student loans. Federal loans also sometimes offer debt forgiveness if you go into certain jobs, such as teaching or medicine.

4)Make payments while in school

Though most student lenders defer repayment until you leave school, that doesn't mean the interest is deferred. If you can afford to make payments while you are in school, it will greatly reduce the amount of debt you have when you leave school.

5)Finish as quickly as possible

Very few students finish college in four years, but doing so can greatly reduce your student loan debt. One thing you definitely want to avoid is changing majors, which can easily add at least a year to your necessary schooling. Carefully select your major and use your adviser to make sure you don't take classes you don't need or that won't count toward your major.

6)Take advantage of consolidation

If you can get a lower interest rate on any of your loans, take advantage of it. For example, if you have both private and federal loans and you can consolidate the private loans into the federal ones to get a lower rate, you should do so.

Student loan debt is nearly possible to get rid of, even if you declare bankruptcy. If your student debt has damaged your credit score, you can use Lexington Law credit repair services to get it back in shape.


Guest Writer : Annabelle Smyth (Freelance Writer,International content writer)E-mail           : annabellesmyth@gmail.com